Transform Your Finances With Personalized Coaching

Feeling overwhelmed by your finances? You’re not alone. At Financial Cents Coaching, we empower anyone to take control of their money, reduce stress, and achieve their dreams. Whether you're a recent college grad eager to build momentum or a seasoned professional wondering why progress feels out of reach—we’re here to guide you forward.

A hand holding a burning $100 bill.

Does any of this sound familiar?

You’re living paycheck to paycheck even though you make GOOD money!

You feel like EVERY TIME you get ahead, you fall 3 steps backward

You’re DROWNING in debt and don’t know where to start

You’re worried about the future and think, there’s NO POINT, I’ll never retire

You wonder how EVERYONE else seems to be making it work

You’re TIRED of living like this and ready to do ANYTHING to change it

You want MORE for your family and your FUTURE

Our approach

At Financial Cents Coaching, we guide you through a structured, four-step journey to financial clarity, confidence, and lasting habits. Each phase is designed to meet you where you are and propel you toward your unique goals.

1. Clarify & Commit

We start by uncovering your financial aspirations and mindset. Through targeted conversations and simple exercises, we turn vague wishes into specific, measurable goals—and build the commitment and financial literacy you need to succeed.

2. Map Your Money

Next, we dive into your real numbers: income, expenses, debts, and savings. In clear, visual worksheets you’ll see exactly where your money comes from and where it goes—no jargon, no surprises.

3. Strategize & Customize

With your goals in sight and your cash flow mapped, we co-create a personalized roadmap. Whether it’s debt reduction, emergency fund building, or investment planning, every step is tailored to your life and timeline.

4. Empower & Evolve

A plan is only as good as its execution. We provide ongoing coaching, accountability check-ins, and skill-building resources. As you progress, we refine your strategy so you keep growing in confidence and capability.

A professional headshot of a man wearing a black suit, white shirt, and red tie, smiling at the camera, against a plain gray background.

Meet Your Financial Ally

Trevor J. Godfrey, CPA, CIA

As a seasoned financial professional with a BS and MS in Accounting, I bring both leadership and technical expertise to transform your relationship with money. As a CPA, my mission is to empower you with the knowledge, tools, and confidence to make financial decisions that align with your values and priorities. Whether you’re aiming to build wealth, manage debt, or simply gain greater financial control, I’m here to guide you every step of the way.

Schedule Your Free Consultation

Take the First Step Towards Financial Freedom

Ready to transform your financial future? Book your free 30-minute consultation today. This is your opportunity to:

  • Discuss your unique financial situation and goals

  • Get expert insights on your most pressing money questions

  • Learn how our personalized coaching can help you achieve financial confidence

  • Take the first step towards a stress-free financial life

No pressure, no obligations – just a friendly conversation about your financial aspirations and how we can help you reach them.

Break Free From Finanical Stress

  • A person holding a yellow smartphone with a calculator app open, above papers on a desk.

    Create a budget

  • Close-up of a check with the words 'DOLLARS' and a dollar sign, pattern background, and a check box for the amount.

    Stop living paycheck to paycheck

  • A sticky note with the words 'Pay debt' written in pink ink, placed on a red and black plaid fabric, surrounded by eyeglasses, a pink pen, and part of a smartphone.

    Create a plan to eliminate debt

  • A glass container filled with coins with a small green plant growing from the coins, on a white surface near a window

    Build Savings

Ready to Transform Your Financial Future?

It’s never too late to take control of your finances. Start your journey towards financial freedom today with a free, no-obligation consultation.