1:1 Coaching Program Highlights

    • Get a clear picture of your current financial situation

    • Identify opportunities for growth and areas needing improvement

    • Set achievable, motivating financial goals that align with your values

    Outcome: A deep understanding of your financial landscape and a clear vision for your future.

  • Your Roadmap to Financial Success

    • Receive a tailored strategy to reach your unique financial goals

    • Get practical tactics for optimizing spending, saving, and investing

    • Balance short-term needs with long-term dreams effectively

    Outcome: A clear, step-by-step plan to transform your financial life.

  • Master Your Money, Reduce Financial Stress

    • Create a flexible budget that aligns with your lifestyle, values, and goals

    • Implement easy-to-use systems for tracking and managing expenses

    • Develop strategies to smooth out variable income challenges

    Outcome: Greater control over your finances and reduced money-related stress.


  • Break Free from the Burden of Debt

    • Get a clear picture of your current debt situation

    • Develop an efficient, motivating plan to pay down debt

    • Explore smart options for debt consolidation or refinancing

    Outcome: An actionable plan to become debt-free and financially liberated.

  • Build up your financial resources for a Secure Future

    • Establish a robust savings plan for emergencies and future goals

    • Create strategies for major life events and a comfortable retirement

    Outcome: A growing nest egg and the confidence that comes with financial security.

  • Make Smart Property Decisions

    • Evaluate options for homeownership or property investment

    • Understand the financial implications of real estate decisions

    • Develop strategies for managing property-related finances effectively

    Outcome: Confidence in your real estate decisions and their impact on your overall financial health.

  • Make a Meaningful Impact While Optimizing Your Finances

    • Align your charitable giving with your values and financial goals

    • Connect with local non-profits to maximize your impact

    • Create a sustainable plan for long-term giving

    Outcome: The ability to give generously while enhancing your financial position.

  • Stay on Track and Celebrate Your Progress

    • Benefit from regular check-ins to monitor progress and adjust plans

    • Receive support for major financial decisions

    • Celebrate your financial milestones and achievements

    Outcome: Sustained motivation and continuous progress towards your financial goals.

We have two ways to get started

Deep Dive Session

  • 2 hour focused session

  • We help identify your short and long-term financial goals

  • We’ll created a tailored plan for your top money concerns

  • You walk away with specific action steps you can implement on your own

1:1 Coaching Package

  • We help you created and adapt a customized budget for your life based on your goals

  • Ongoing access to your coach to ask questions and share wins

  • Every session includes specific steps to help you stay on track

  • We will meet a total of 10 times over 4-months, virtually, with email support between calls as needed.

Deep Dive Session

The Deep Dive is a 2-hour focused session to empower you to take action. This is perfect for DIY’ers looking for a boost to get started, as well as those who are uncertain about financial coaching and want to give it a try. This stand alone session is $599.

After this session, you’ll have a clear plan and actionable steps tailored to the goals we define together. Whether your goal is to pay off debt, streamline your finances, or create a budget that fits your lifestyle, you’ll leave with a plan that you can implement today.

You can start with a Deep Dive Session as a stand alone offering or it can simply be a chance to test out if coaching is right for you. We can transition you to our monthly coaching if you find it’s a great fit!

Monthly 1:1 Coaching

Our monthly coaching program requires a minimum commitment of four months. Why four months? Because creating meaningful change takes time. Building lasting habits and creating a sustainable financial plan demands a thoughtful approach, and we’re dedicated to supporting you throughout this journey.

At Financial Cents Coaching, we take pride in our holistic and personalized approach to financial coaching. We understand that true financial well-being involves more than just budgeting and debt reduction; it requires a deep understanding of your unique values, dreams, and goals.

Here’s how we’re different from other coaches and cookie cutter programs:

  1. Customized Plans: We don’t offer one-size-fits-all solutions. Instead, we create tailored plans that align with your individual circumstances, ensuring that your financial journey reflects your personal goals and lifestyle.

  2. Focus on Behavior Change: Our emphasis is on developing sustainable financial habits that lead to long-term success. We work closely with you to identify and shift any limiting beliefs or emotional barriers that may be holding you back, fostering a healthier relationship with money.

  3. Accountability Partners: We go beyond traditional coaching by acting as your accountability partners. Through regular check-ins and progress tracking, we keep you motivated and on track to achieve your financial goals, celebrating your milestones along the way.

  4. Comprehensive Financial Literacy: We equip you with practical financial knowledge that empowers you to make informed decisions. From understanding credit scores to navigating investment options, we provide the education you need to feel confident in your financial choices.

  5. Wealth-Building Focus: Our ultimate goal is to help you transition from financial stability to wealth-building. We guide you through the process of creating a solid foundation for financial freedom, ensuring that you have the tools and strategies to grow your wealth over time.

Finance is a lifelong journey. As we grow, so do our finances. Click here to explore wealth-building topics we cover with our long-term clients.

With Financial Cents Coaching, you’re not just getting a coach; you’re gaining a partner committed to helping you achieve your financial dreams and live the life you’ve always dreamed of.